Who Will Pay My Medical Bills After a Car Accident? 

If you have been hurt in a Las Vegas, Nevada, car accident, one of your first questions is likely: Who will pay my medical bills? Nevada law follows a traditional fault-based system in car accidents, which means that the at-fault driver is typically financially responsible for paying for medical bills and other damages they cause. 

At Battle Born Injury Lawyers, we’ve been fighting for car accident victims for over a decade. Our car accident lawyers in Las Vegas can help you hold an at-fault driver accountable and recover compensation for your medical bills and more. Contact us today at 702-570-9000 for a free consultation. 

How Battle Born Injury Lawyers Will Help After A Car Accident in Las Vegas, NV 

How Battle Born Injury Lawyers Will Help After A Car Accident in Las Vegas, NV 

Battle Born Injury Lawyers brings over 85 years of combined experience to car accident cases. We have recovered tens of millions of dollars in compensation for victims and have been recognized as Super Lawyers and Super Lawyers Rising Stars. 

Our Las Vegas personal injury lawyers can handle all aspects of your case, including investigating the cause of your accident, gathering evidence, identifying potentially liable parties, and calculating your damages for medical expenses and other expenses. 

Reach out for a free case review, and read on to learn what you need to know about who will pay your medical bills after a car accident. 

What Types of Medical Bills and Expenses Can I Recover After a Car Accident?

You may be entitled to pursue compensation for all reasonable and necessary medical expenses related to injuries caused by someone else’s negligence. These costs can quickly add up, especially if your injuries require ongoing care or rehabilitation. 

Common medical expenses you may be able to recover include:

  • Emergency room visits and hospital stays
  • Ambulance transportation and paramedic services
  • Doctor’s visits and follow-up appointments
  • Surgical procedures
  • Prescription medications and medical devices 
  • Physical therapy and rehabilitation
  • Chiropractic care and other specialized treatment
  • Diagnostic testing 
  • Mental health treatment or counseling 
  • In-home medical care or long-term care facilities, if necessary

You may also be eligible to recover compensation for future medical expenses if your injuries require ongoing treatment. An experienced attorney can work with medical providers to estimate these costs accurately and include them in your claim.

How Can I Pay Medical Bills Before Liability is Determined? 

Even though an at-fault driver’s insurance will typically pay for damages, you may still need to cover your medical bills before fault is determined. Fortunately, there are a few common ways to manage these expenses while your personal injury claim is pending.

  • Health insurance: Your health insurance can cover the cost of your treatment upfront. However, you may still be responsible for deductibles, co-pays, or any care not fully covered by your plan.
  • MedPay coverage: You may have Medical Payments (MedPay) coverage on your auto insurance policy. This can cover medical expenses up to your policy limits, regardless of fault. This is often the fastest and easiest way to handle immediate medical costs.
  • Medical liens: Some doctors and medical providers will agree to treat you under a lien. This means they defer payment until your case settles, with the understanding that they will be paid later.

Using one or more of these options can help you receive the medical care you need while your car accident claim moves forward.

What Happens After Liability is Determined?

The at-fault driver’s insurance is typically responsible for reimbursing your medical expenses once fault is determined. This reimbursement may cover all documented and necessary accident-related costs. 

Common recoverable damages include:

  • Past and future medical bills 
  • Costs of rehabilitation or therapy
  • Lost wages due to missed work
  • Pain and suffering tied to your injuries

It is possible the at-fault driver does not have insurance or carries too little coverage to fully compensate you for your damages. In these situations, Uninsured/Underinsured Motorist (UM/UIM) coverage in these situations can help cover the gap. This is why having UM/UIM protection is recommended for drivers in Nevada.

Do I Have to Repay My Health Insurer If They Cover My Medical Bills? 

Your health insurer may pay for your medical care, but it may also expect to be reimbursed from a settlement or court award. This is part of a legal process known as subrogation, a common practice among private insurers and government healthcare programs. 

Nevada law provides important protection for accident victims. For example, MedPay benefits cannot be subject to reimbursement claims, meaning you keep every dollar paid through MedPay, even if you later recover funds from another source.

Contact Our Las Vegas Car Accident Lawyers for a Free Consultation

Nevada law holds the at-fault driver responsible for paying your medical bills after a car accident. However, you must still take steps to ensure those bills are addressed in the short term. Health insurance, MedPay, and medical liens can provide temporary relief until your claim is resolved. 

Working with an experienced Las Vegas car accident attorney can help protect your rights, reduce financial stress, and maximize potential compensation. Contact Battle Born Injury Lawyers to schedule a free consultation.