Getting into a car accident is stressful under any circumstances. But if the at-fault driver is uninsured, your stress level can skyrocket. Medical bills, lost wages, and vehicle repairs can pile up quickly, and you may be left wondering who will cover the costs.
Fortunately, our skilled Henderson uninsured motorist claims attorneys at Battle Born Injury Lawyers can help you pursue the compensation you need even when the other driver has no insurance. With more than 85 years of combined experience and over $100 million recovered, we’ve earned a reputation for getting results.
Contact our Henderson, NV, office today at 702-500-0287 for a free consultation.
How Battle Born Injury Lawyers Can Help After an Accident With an Uninsured Driver in Henderson
Accidents involving uninsured drivers in Henderson, Nevada, are more common than you might think. In these cases, your own insurance company may be responsible for covering your damages. But getting a fair payout isn’t always easy. A Henderson personal injury lawyer from our team can handle the process from start to finish while you focus on your recovery.
Here’s what you can expect us to do:
- Investigate the crash to determine fault and gather supporting evidence
- Examine your auto insurance policy and explain your coverage options
- Handle all communication with your insurer and complete the necessary paperwork
- Negotiate with the insurance company for a fair settlement
- Represent you in court if your claim is denied or undervalued
- Pursue alternative avenues of compensation if appropriate
Our attorneys understand the legal complexities involved in uninsured motorist claims. We approach each case with care, urgency, and a commitment to justice. Whether through negotiation or litigation, our Henderson uninsured motorist claims lawyers will fight to ensure you’re not left holding the bill for someone else’s negligence.
What Is an Uninsured Motorist?
An uninsured motorist is someone who operates a vehicle without carrying legally required liability insurance. In Nevada, all drivers must carry minimum coverage to pay for injuries or damage they cause to others. When a driver fails to carry that insurance, any accident they cause puts the other parties at financial risk.
Nevada’s minimum insurance requirements include:
- $25,000 for bodily injury or death per person
- $50,000 total for bodily injury or death per accident
- $20,000 for property damage
Even these minimums may not be enough in a serious accident. But if the at-fault driver has no coverage, your uninsured motorist coverage is designed to step in and cover your losses when the other driver can’t.
Nevada law also allows victims to file an uninsured motorist (UM) claim in hit-and-run cases, even if the at-fault driver is never identified.
Filing a Claim Through Your Own Insurance
If an uninsured driver has hit you, the first step is to notify your insurance company promptly.
Assuming you carry uninsured motorist coverage, your policy can provide compensation for:
- Medical expenses
- Lost income
- Pain and suffering
- Property damage
- Funeral costs in fatal cases
However, just because you’re dealing with your own insurer doesn’t mean they’ll make the process easy. Insurance companies are still motivated to minimize payouts, even to their own customers. You may face delays, lowball offers, or outright denials.
Our attorneys at Battle Born Injury Lawyers can step in to level the playing field. We will advocate for your right to full compensation and ensure that your policy is honored.
What if Your Damages Exceed Your Policy Limits?
Uninsured motorist coverage has limits. You may still have additional options if your damages go beyond those limits. In some cases, it may be possible to file a personal injury lawsuit against the at-fault driver. However, collecting a judgment from someone without insurance can be difficult, especially if they have limited assets.
Still, our team will evaluate every possible path forward, including:
- Investigating whether the driver had alternative sources of coverage
- Identifying other liable parties who may share responsibility for the crash
- Exploring underinsured motorist (UIM) coverage
Each case is different, so you can count on us to take a customized approach to identifying the strongest strategies for recovery.
Common Scenarios Involving Uninsured Motorists
Uninsured motorist claims can arise in several different ways, including:
- A driver who has no insurance at all
- A hit-and-run accident where the driver is never located
- A driver with an expired or canceled policy
- An out-of-state driver with no valid coverage in Nevada
- A staged accident or fraud scheme
Regardless of the specifics, our attorneys can sort through the details and guide you toward the best possible outcome.
Call Our Henderson Uninsured Motorist Claims Lawyers Today for a Free Consultation
If you’ve been hurt in an accident caused by an uninsured driver, you don’t have to face the aftermath alone. At Battle Born Injury Lawyers, we have the experience and dedication to fight for what you deserve.
Don’t let an uninsured motorist leave you with a mountain of bills. Let our Henderson uninsured motorist claims attorneys handle the insurance battles and legal hurdles so you can focus on healing. Contact us today for a free consultation and learn how we can help you move forward.
