Life after an accident can be like trying to find your way through a maze. You’re hurt; you’re worried about money. You’ve got an insurance company making you an offer that feels more like a lowball than a lifesaver. It’s a tough spot, but it’s important to know that you have the power to say “no thanks” if the deal on the table isn’t fair. 

Why Might You Say No?

Does the number they’re pitching doesn’t cover all your medical bills, your lost wages from missing work, or the pain and the struggle you’ve been through? If not, then it might not be the right settlement for you. You’ve got bills to pay, and you deserve damages for what you’ve been through. 

What’s Next After Declining an Offer?

When you tell the insurance folks “no deal,” a couple of things can happen. One, they might come back with a better offer. Or two, it might be time to get ready for back-and-forth negotiation. It’s like haggling at a flea market but with higher stakes. You counter their offer, they come back with something else, and so on.

But let’s say you’ve sent a few counter-offers, and the insurance company is still lowballing you. You might be considering bringing in a lawyer. A good attorney knows all about the tricks of the trade and can fight to get you a deal that’s actually fair.

Why Do Insurance Companies Lowball?

It’s all about the green – money. Insurance companies are businesses, after all. They want to keep as much money as they can. Sometimes, this means trying to get away with offering less than what’s fair. Plus, if they can make you think it’s the best you’ll get, they hope you’ll just take it and walk away.

Don’t Settle for Less

It’s tough, especially when you’re stressed and need the cash. But don’t let them corner you into taking a bad deal. It’s not just about what you need right now; it’s about making sure you’re covered for the future, too.

How to Deal with a Low Offer

Here’s the game plan if you get an offer that’s way too low:

  • Reject and Negotiate: Say “no thanks” and come back with your own number. Back it up with evidence, including receipts, medical reports, and any other proof that shows how much you’ve lost because of the accident.
  • Watch Out for Pressure Tactics: Some companies might try to push you into a corner with a “take it or leave it” vibe. Don’t let them rattle you. Stay cool and keep negotiating.
  • Get Professional Help: If things are getting too intense, or if the insurance company isn’t playing fair, get a lawyer to take over.

If all else fails and the insurance company won’t budge, you might have to take the fight to court. It’s a big step, but sometimes it’s the only way to get what you deserve.

How Long Can It Take a Case to Be Resolved?

The truth is, it varies. An offer might have a deadline, or the insurance company could pull it back anytime. Usually, you’ll have a few weeks to think over their first offer, and the negotating that follows could take a while. It’s a marathon, not a sprint, so strap in for the long haul.

Bottom Line

Remember, after an accident, you’ve got rights, and one of those rights is to say “no” to a bad settlement offer. Take your time, get your facts straight, and don’t be afraid to ask for help. It’s your life, your health, and your future on the line. Hire an experienced personal injury attorney to ensure you’re getting a fair shake. 

Contact the Las Vegas Personal Injury Attorneys at Battle Born Injury Lawyers Today

If you or a loved one were injured in an accident in Las Vegas and you need legal assistance, contact our personal injury attorneys at Battle Born Injury Lawyers and schedule a free consultation with our legal team.

Battle Born Injury Lawyers
400 S 4th St Suite 290,
Las Vegas, NV 89101
(702) 357-4868

Battle Born Injury Lawyers – Las Vegas Office
10789 W Twain Ave #100
Las Vegas, NV 89135
(702) 570-9000

Battle Born Injury Lawyers – Reno Office
675 W Moana Ln #206
Reno, NV 89509, USA
(775) 535-7768

Battle Born Injury Lawyers – Henderson Office
8540 S Eastern Ave #200
Henderson, NV 89123
(702) 500-0287