What the Statute of Limitations Does
You wouldn’t want to defend yourself against a claim that arose in 1963, would you? If you were a judge or a jury, you wouldn’t want to make a decision on a claim that arose so long ago that the evidence has grown stale and the witnesses are all dead or have forgotten the details of the incident. The statute of limitations deadline prevents this from happening so that evidence will remain fresh, witnesses will remember what they saw and heard, and defendants will not be held to account for a matter that should have been resolved long ago.
What Happens if You Miss the Deadline?
If you miss the statute of limitations deadline and try to sue anyway, the opposing party will file a Motion to Dismiss with the judge, and the judge will dismiss your claim. In other words, the judge will kick your claim out of court. Under certain circumstances, however, exceptions apply (see below).
What You Have to Do To Meet the Statute of Limitations Deadline
To protect your right to pursue compensation, you must complete several important steps before the statute of limitations deadline expires:
- File a formal written complaint with the clerk of the appropriate court.
- File a summons with the clerk. A summons is the official notice informing the defendant that a lawsuit has been filed against them.
- Pay all required court filing fees.
- Arrange for proper service of process by having a court-approved individual personally deliver the summons and a copy of the complaint to the defendant. You must diligently pursue service to ensure it is completed within the required timeframe.
Failing to complete any of these steps correctly—or delaying until after the deadline has passed—can result in your claim being permanently barred. Strict compliance with procedural requirements is essential to preserve your case.
The Statute of Limitations and Settlement Negotiations
You might think that even if the judge dismissed your case, you could still try to negotiate an out-of-court settlement with the defendant or the insurance company. Unfortunately, this strategy won’t work either.
There are only two ways to enforce a claim—win in court or file a contract lawsuit based on a signed settlement agreement. If the defendant knows you cannot win in court, they can safely ignore you, and you will never receive a dime for your claim.